Carefirst BCBS is an independent licensee of the BlueCross BlueShield parent company. CareFirst Medicare supplement plans are offered in Maryland, DC (District of Columbia), and portions of Virginia. The company began in 1934 under the name Group Hospitalization, Inc. and has been serving the health care needs of the DC/Maryland/Virginia area ever since.
Company Highlights
- Founded in 1934
- Nearly 80 years of experience in the healthcare industry
- A not-for-profit, non-stock health services company
- Its 3.4 million+ clients make it the largest Mid-Atlantic healthcare insurer
CareFirst Insurance Medicare Plans
Because there are so many different forms of Medicare Supplement insurance, not all companies offer every single plan in all available areas. If you’re shopping for a supplement from CareFirst, you can expect the following services:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | NO |
| Medicare Part D Drug Plans | NO |
CareFirst Premium Comparison
Comparison shopping is the best way to make sure you are getting a fair deal on your Medicare supplement insurance policy. We’ve compiled a ton of data on average prices across the country, and you can see the results of those numbers in this bar graph. It should give you some perspective on CareFirst’s pricing:
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | |
| Plan F | $116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | |
| Plan G | $105* | $0 | $233 | 100% Covered | 100% Covered | 100% Covered | |
| Plan B | $104* | $0 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan N | $70* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan D | $97* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | |
| Plan A | $69* | $1,556 | $233 | Not Covered | Not Covered | Not Covered | |
| Plan L | $76* | $389 | $233 | Not Covered | 75% Covered | Not Covered | |
| Plan K | $45* | $778 | $233 | Not Covered | 50% Covered | Not Covered | |
| Plan M | $97* | $778 | $233 | Not Covered | 100% Covered | 100% Covered |
Financial Strength Ratings
A company’s financial strength is very important. For insurance companies, a strong financial strength rating indicates that they have the funds to pay out customer claims, and that they will be around for years to come. Below are the financial strength ratings for CareFirst:
| A.M. Best Rating | NR (Not Rated) |
| Standard & Poor’s Rating | No Rating |
| Moody’s Rating | No Rating |
CareFirst Review
CareFirst has been serving the healthcare needs of Mid-Atlantic residents since the mid 1930’s. As a not-for-profit company, they are less likely to prioritize their bottom line ahead of their clients. They gave back more than $57 million to the local community in 2013 alone. CareFirst also won the “Most Ethical Company” award for the years 2013 and 2014.
How to Compare CareFirst Medicare Plans
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
