Carefirst BCBS is an independent licensee of the BlueCross BlueShield parent company. CareFirst Medicare supplement plans are offered in Maryland, DC (District of Columbia), and portions of Virginia. The company began in 1934 under the name Group Hospitalization, Inc. and has been serving the health care needs of the DC/Maryland/Virginia area ever since.
Affiliated Brand Names
- CareFirst BlueChoice, Inc.
- CareFirst BlueCross BlueShield
- CareFirst of Maryland, Inc.
Company Highlights
- Founded in 1934
- Nearly 80 years of experience in the healthcare industry
- A not-for-profit, non-stock health services company
- Its 3.4 million+ clients make it the largest Mid-Atlantic healthcare insurer
Medicare Plans Offered
Because there are so many different forms of Medicare supplement insurance, not all companies offer every single plan in all available areas. If you’re shopping for a supplement from CareFirst, you can expect the following services:
| Medicare Supplement Plans | YES |
| Medicare Advantage Plans | NO |
| Medicare Part D Drug Plans | NO |
CareFirst Premium Comparison
Comparison shopping is the best way to make sure you are getting a fair deal on your Medicare supplement insurance policy. We’ve compiled a ton of data on average prices across the country, and you can see the results of those numbers in this bar graph. It should give you some perspective on CareFirst’s pricing:
This Table Represents National Average Costs of Medicare Supplement Plans
| Plan Type | Starting From | Part A Deductible | Part B Deductible | Excess | Nursing | Travel | |
|---|---|---|---|---|---|---|---|
| Plan C | $118* | $0 | $0 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan F Most popular |
$116* | $0 | $0 | 100% Covered | 100% Covered | 100% Covered | Request Info |
| Plan G | $105* | $0 | $233 | 100% Covered | 100% Covered | 100% Covered | Request Info |
| Plan B | $104* | $0 | $233 | Not Covered | Not Covered | Not Covered | Request Info |
| Plan N | $70* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan D | $97* | $0 | $233 | Not Covered | 100% Covered | 100% Covered | Request Info |
| Plan A | $69* | $1,556 | $233 | Not Covered | Not Covered | Not Covered | Request Info |
| Plan L | $76* | $389 | $233 | Not Covered | 75% Covered | Not Covered | Request Info |
| Plan K | $45* | $778 | $233 | Not Covered | 50% Covered | Not Covered | Request Info |
| Plan M | $97* | $778 | $233 | Not Covered | 100% Covered | 100% Covered | Request Info |
Financial Strength Ratings |
A company’s financial strength is very important. For insurance companies, a strong financial strength rating indicates that they have the funds to pay out customer claims, and that they will be around for years to come. Below are the financial strength ratings for CareFirst:
| A.M. Best Rating | NR (Not Rated) |
| Standard & Poor’s Rating | No Rating |
| Moody’s Rating | No Rating |
*Ratings as of 2/17/15
CareFirst Video
CareFirst Review
CareFirst has been serving the healthcare needs of Mid-Atlantic residents since the mid 1930’s. As a not-for-profit company, they are less likely to prioritize their bottom line ahead of their clients. They gave back more than $57 million to the local community in 2013 alone. CareFirst also won the “Most Ethical Company” award for the years 2013 and 2014.
Market Experience
Fast Claims Processing
Strong Financial Reserves
Competitive Rates
Customer Satisfaction
How To File A Claim With CareFirst
Telephone Number: (800) 722-2235
To speak with a person:
- Press 4 for “other concerns”
- When prompted, say “file a claim”
- Be prepared to verify your account information by having your policy ID#, date of birth, and zip code handy
Company Contact Information
Customer Service:
(800) 275-3802
Mailing Address:
CareFirst BlueCross BlueShield
10455 Mill Run Circle
Owings Mills, MD 21117
How To Get A Rate Quote
Customers looking to get a rate quote, or learn more about plans have 2 options:
- Call a licensed insurance representative at: (877) 910-7579
- Complete an online quote request at:
https://www.medigap.com/form/
