adult woman laying in hospital bed

In short, yes, Medicare does cover adjustable beds. The Medicare Part B program offers coverage for basic adjustable beds as they are DMEs. Medicare Part B covers 80% of the cost of acquiring an adjustable bed from an accredited Medicare supplier. The remaining 20% will have to be covered out of pocket.

What Are DMEs, and What Are Their Medicare Requirements?

elderly couple in wheelchairs enjoying the view of a river

DMEs are more than just beds. They can be a variety of necessary health equipment. DME stands for “durable medical equipment”, and these are usually reusable. Adjustable beds count as DMEs as do wheelchairs, walkers, oxygen equipment, ECG devices, and more. For a DME to be covered under Medicare Part B, it needs to meet the following requirements:

  • Prescribed by a doctor and used for medical reasons
  • Durable and reusable
  • Not usually of use if one is not sick or hurt
  • Used at home

Additionally, it is important to note that coverage only applies if obtained from a certified supplier that is a part of the Medicare system.

Will Medicare Cover Any Upgrades?

Original Medicare will cover things like digital pacemakers, wheelchairs, and diabetic strips (just to name some examples) as they are medical necessities. When it comes to Medicare coverage, only the basics are covered. This means that when it comes to the equipment that is covered, Medicare will only cover the costs for the basic version of it. If one requires or desires an upgraded version, they will have to cover the upgrade price difference themselves.

The Medical Equipment Covered by Medicare

The following is a list of DMEs generally covered by Medicare. To qualify for coverage one needs to have Original Medicare Parts A and B, and purchase from an accredited supplier.

  • Air-Fluidized Bed
  • Alternating Pressure Pads and Mattresses
  • Audible/Visible Signal Pacemaker Monitor
  • Pressure reducing beds, mattresses, and mattress overlays used to prevent bed sores
  • Bead Bed
  • Bed Side Rails
  • Bed Trapeze
  • Blood sugar monitors
  • Blood sugar (glucose) test strips
  • Canes
  • Commode chairs
  • Continuous passive motion (CPM) machines
  • Continuous Positive Pressure Airway Devices, Accessories and Therapy
  • Crutches
  • Cushion Lift Power Seat
  • Defibrillators
  • Diabetic Strips
  • Digital Electronic Pacemaker
  • Electric Hospital beds
  • Gel Flotation Pads and Mattresses
  • Glucose Control Solutions
  • Heat Lamps
  • Hospital beds
  • Hydraulic Lift
  • Infusion pumps and supplies
  • IPPB Machines
  • Iron Lung
  • Lymphedema Pumps
  • Manual wheelchairs and power mobility devices
  • Mattress
  • Medical Oxygen
  • Mobile Geriatric Chair
  • Motorized Wheelchairs
  • Muscle Stimulators
  • Nebulizers and some nebulizer medications
  • Oxygen equipment and accessories
  • Patient lifts
  • Oxygen Tents
  • Patient Lifts
  • Percussors
  • Postural Drainage Boards
  • Quad-Canes
  • Respirators
  • Rolling Chairs
  • Safety Roller
  • Seat Lift
  • Self-Contained Pacemaker Monitor
  • Sleep apnea and Continuous Positive Airway Pressure (CPAP) devices and accessories
  • Sitz Bath
  • Steam Packs
  • Suction pumps
  • Traction equipment
  • Ultraviolet Cabinet
  • Urinals (autoclavable hospital type)
  • Vaporizers
  • Ventilators
  • Walkers
  • Whirlpool Bath Equipment
  • Orthopedic shoes when a part of a leg brace
  • Arm, leg, back, and neck braces (orthotics)
  • Breast prostheses (including a surgical bra) after a mastectomy
  • Ostomy bags and certain related supplies
  • Urological supplies
  • Therapeutic shoes or inserts for people with diabetes
  • Corrective Lenses
  • Prosthetic Lenses
  • Cataract glasses
  • Conventional glasses or contact lenses after surgery with insertion of an intraocular lens
  • Intraocular lenses

Types of Beds Available For Homecare

There are multiple types of adjustable beds on the market, and it’s important to know which one best fits your needs before you make such a significant purchase. All have the basic feature of adjustability, but some offer additional features for an added fee.

Fully-Electric Hospital Bed

As the name suggests, this kind of bed is fully powered electronically. Usually, these beds come with a remote so users themselves can adjust things like the height of the entire bed or just isolated parts. As an additional safety feature, these beds usually also have buttons on the sides to bypass the remote in case it stops working or the user can’t use the remote themselves. These kinds of beds are some of the easiest to work with – but also tend to be some of the most expensive ones.

Semi-Electric Hospital Bed

This bed combines features of a manual bed with those of a fully-electric hospital bed. These tend to be less expensive than fully electric beds as they require a little more work. These beds come with electronic controls like buttons or remote control, but also offer manual options like a hand crank. Using this the height of the bed can still be adjusted with a little more manual work, even if the electronic controls fail for any reason.

Manual Hospital Bed

These beds tend to be the cheapest and most basic option when it comes to adjustable hospital beds. This is because this option has no electronic feature, no remote control, and no buttons. The adjustment of this bed needs to be done manually, either with a hand crank or another mechanism. Due to the effort needed, the operation of such a bed needs to be done by someone outside of the bed and with physical strength.

Low Hospital Bed

Usually designed to be within a foot of the floor, these beds are ideal for those who present a fall risk or who want to be able to get in and out of bed easier. These beds are typically lower to the ground but are still completely adjustable like the other beds. These beds are not available in a manual setting. They are mainly available in the fully electric setting – which in turn will have an effect on the price.

Trendelenburg Hospital Bed

The latest trend in adjustable beds, the Trendelenburg bed offers the highest variety of adjustment options. On top of the typical height and foot of the bed adjustment options, this bed allows for the maximum individual adjustment of parts of the bed. This means that, for example, the head can be adjusted to sit lower than the feet. Due to the high customizability of this bed, users tend to find that they don’t need special pillows. Users do find that these beds take up a larger space and in turn need a larger room. These function as fully electronic and in combination with their maximum adjustability, these beds tend to be the most expensive on the market.

What Adjustable Bed Works Best For You?

Now, knowing the types of beds out there and the options available is important. Although, more important than that is the importance of knowing which bed is best for you and your specific needs. It is also important to note that, as Medicare does not cover upgrades (as previously discussed), the costs for some of these beds and their upgrades might come out of pocket.

Invacare Full Electric Homecare Bed

The best selling hospital bed on Amazon, this bed functions fully electronically but does come with a manual hand crank. Additionally, this bed measures 88”x36”, has a 450lbs weight capacity, offers a full or half-rail option, and comes in a wood finish. The bed includes a waterproof mattress cover and a 2-year warranty.

Drive Medical Full Electric Ultra-Light Plus Hospital Bed

Similar to the Invacare bed, this bed is a fully electric bed measuring 88”x36” with full or half rails and a 450lbs weight capacity. The warranty on the Drive Medical bed is only for a year. This bed features the capacity to lower up to four inches from the floor and comes with removable wood grain panel head and footboards. Although the bed is fully electric, the bed comes with a battery backup to maintain functionality at all times.

Lucid L300 Adjustable Bed Base

This adjustable bed measuring 37.5” x 79.5” features no rails, a 750lb weight capacity, and a 10-year warranty. Although this is primarily an adjustable bed, it can still be used for home care. This bed does come in a variety of sizes like Twin XL, Queen, King, and Split King. The latter option does allow for each side to be adjusted individually, allowing partners to still sleep together. Because this bed is not primarily a hospital bed, it will not be suitable for everyone and, as it lacks height adjustment, must be chosen carefully.

by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.