People with Kenosha, Wisconsin, supplemental Medicare plans benefit from significant cost savings on Part A and B of Medicare.
While many older and disabled residents get Original Medicare in Kenosha, Wisconsin, Medicare Advantage and Medigap are popular supplemental options.
Medicare plans in Kenosha, Wisconsin
In Kenosha, Wisconsin, Supplemental Medicare plans are excellent ways to enhance Original Medicare. These plans cover expenses that your Kenosha, Wisconsin Original Medicare doesn’t cover.
They work alongside Medicare Part A and Part B to make healthcare more affordable and accessible to local beneficiaries.
More Kenosha residents enroll in a supplemental plan each year. The below quotes are based on a male beneficiary who’s 65 years old and living in Kenosha, WI.
Medicare Advantage plans
Considering Medicare supplemental options are popular in Kenosha, Wisconsin, residents have many plan options. You can choose among 30 different Medicare Advantage plans in Kenosha, Wisconsin. Many of them are affordable for small budgets.
Anthem Blue Cross Blue Shield (local PPO) offers a four-star plan with a zero-dollar monthly premium and a $6,700 maximum out-of-pocket cost.
Kenosha beneficiaries choose Quartz Medicare (HMO) for its fixed premiums regardless of age. It offers five-star performance and has a low $4,900 maximum out-of-pocket cost. You’ll pay no premium.
Molina Healthcare (HMO) is another suitable option with a zero-dollar monthly premium. The maximum out-of-pocket cost is $7,550 for this three-star plan.
The average cost of Medicare Advantage plans in Kenosha, Wisconsin
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Anthem BCBS | $0 | $6,700 | LOCAL PPO | 4 |
| Molina Healthcare | $0 | $7,550 | HMO | 3 |
| UnitedHealthcare | $0 | $4,900 | HMO-POS | 5 |
| Quartz Medicare | $0 | $4,900 | HMO | 5 |
| Humana | $0 | $6,700 | REGIONAL PPO | 4 |
Medicare Supplement plans
Medigap plans help cover expenses that Original Medicare in Kenosha doesn’t pay. Kenosha, Wisconsin, Medicare Supplement plans are unlike traditional Medigap’s letter plans. While Medigap plans offer the same benefits in each state, Wisconsin offers residents different options with similar benefits.
The Wisconsin Base plan has a monthly premium that begins at $117.85. This plan covers coinsurance for both parts of Medicare and includes additional Part A nursing facility coverage.
Patients select Wisconsin 75% for cost-sharing benefits; the lowest monthly premium is $118.96, while the highest possible premium is $144.81. Wisconsin HDED is a high-deductible option. In exchange, patients pay a monthly premium between $72.09 and $98.05.
The average cost of Medicare Supplement plans in Kenosha, Wisconsin
| PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| WISCONSIN 50% | $93.70 | $107.41 |
| WISCONSIN 75% | $118.96 | $144.81 |
| WISCONSIN BASE | $117.85 | $429.62 |
| WISCONSIN HDED | $72.09 | $98.05 |
Medicare Part D prescription drug plans
Few Medicare Advantage plans cover prescription medications in Kenosha, Wisconsin, and Medigap doesn’t cover any. As a result, patients can opt for a standalone Kenosha, Wisconsin, Medicare Part D plan to get prescription coverage benefits.
The Aetna plan will cost you $6.60 monthly and has a $480 deductible. It offers decent performance with a three-star rating. Clear Spring Health provides two-star coverage with a $16.70 monthly premium and a $480 deductible.
Patients also pick Humana for its $22.70 monthly premium and excellent prescription coverage performance. The plan includes a $480 deductible and features a four-star rating.
The average cost of Medicare Part D plans in Kenosha, Wisconsin
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.60 | $480 | 3 |
| Wellcare | $9.80 | $480 | 3 |
| Clear Spring | $16.70 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $25.20 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are plans available for patients with special health needs, but only in certain areas. To get an SNP, you must meet eligibility requirements.
iCare (HMO) is available to dual-eligible beneficiaries with both Medicare and Medicaid. There is no premium, and the plan has a low MOOP of $3,450.
UnitedHealthcare (Local PPO) has a $14 monthly premium and a $3,900 max out-of-pocket. This plan is available to patients with a chronic or disabling condition.
Community Care (HMO) is available to those with dual eligibility, features a zero-dollar premium, and has a $7,550 maximum out-of-pocket.
The average cost of Medicare Special Needs plans in Kenosha, Wisconsin
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| iCare | $0 | $3,450 | HMO | Dual |
| Anthem BCBS | $0 | $7,550 | HMO | Dual |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Community Care | $0 | $7,550 | HMO | Dual |
| UnitedHealthcare | $14.00 | $3,900 | LOCAL PPO | Chronic and Disabling |
How to sign up for Medicare plans in Kenosha
Determining which Supplemental plans for Medicare in Kenosha, Wisconsin, are right for you is challenging without help from an expert. Before signing up, you should consider your coverage priorities to find a plan that meets your requirements.
Our licensed insurance agents can help you sign up for Medicare Advantage or Medigap with us. So let our team compare quotes for supplemental Medicare coverage in Kenosha, Wisconsin.
Call us today, or fill out our online rate form to get the best rates in your area!
