People with Kenosha, Wisconsin, supplemental Medicare plans benefit from significant cost savings on Part A and B of Medicare.

While many older and disabled residents get Original Medicare in Kenosha, Wisconsin, Medicare Advantage and Medigap are popular supplemental options.

Kenosha, Wisconsin Supplemental Medicare Plans

In Kenosha, Wisconsin, Supplemental Medicare plans are excellent ways to enhance Original Medicare. These plans offer coverage for expenses that Medicare doesn’t cover.

They work alongside Medicare Part A and Part B to make healthcare more affordable and accessible to local beneficiaries.

More Kenosha residents enroll in a supplemental plan each year. The below quotes are based on a male beneficiary who’s 65 years old and living in Kenosha, WI.

Affordable Medicare Advantage Plans in Kenosha, WI

Considering Medicare supplemental options are popular in Kenosha, Wisconsin, residents have many plan options. You can choose among 30 different Medicare Advantage plans in Kenosha County. Many of them are affordable for small budgets.

Anthem Blue Cross Blue Shield (local PPO) offers a four-star plan with a zero-dollar monthly premium and a $6,700 maximum out-of-pocket cost.

Kenosha beneficiaries choose Quartz Medicare (HMO) for its fixed premiums regardless of age. It offers five-star performance and has a low $4,900 maximum out-of-pocket cost. You’ll pay no premium.

Molina Healthcare (HMO) is another suitable option with a zero-dollar monthly premium. The maximum out-of-pocket cost is $7,550 for this three-star plan.

PLAN PREMIUM MOOP Plan Type Star Rating
Anthem BCBS $0 $6,700 LOCAL PPO 4
Molina Healthcare $0 $7,550 HMO 3
UnitedHealthcare $0 $4,900 HMOPOS 5
Quartz Medicare $0 $4,900 HMO 5
Humana $0 $6,700 REGIONAL PPO 4

Average Medicare Supplement Plans in Kenosha, WI

Medigap plans help cover expenses that Original Medicare in Kenosha, Wisconsin doesn’t pay. Kenosha, Wisconsin, supplemental Medicare plans are unlike traditional Medigap’s letter plans. While Medigap plans offer the same benefits in each state, Wisconsin offers residents different options with similar benefits.

The Wisconsin Base plan has a monthly premium that ranges between $117.85 and $429.62. This plan covers coinsurance for both parts of Medicare and includes additional Part A nursing facility coverage.

Patients select Wisconsin 75% for cost-sharing benefits; the lowest monthly premium is $118.96, while the highest possible premium is $144.81. Wisconsin HDED is a high deductible option. In exchange, patients pay a premium between $72.09 and $98.05 per month.

PLAN LOWEST PREMIUM HIGHEST PREMIUM
WISCONSIN 50% $93.70 $107.41
WISCONSIN 75% $118.96 $144.81
WISCONSIN BASE $117.85 $429.62
WISCONSIN HDED $72.09 $98.05

Cheapest Medicare Part D in Kenosha, WI

Few Medicare Advantage plans cover prescription medications in Kenosha, Wisconsin and Medigap doesn’t cover any. As a result, patients can opt for a standalone Medicare Part D plan to get prescription coverage benefits.

The Aetna plan will cost you $6.60 monthly and has a $480 deductible. It offers decent performance with its three-star rating. Clear Spring Health provides two-star coverage with a $16.70 monthly premium and a $480 deductible.

Patients also pick Humana for its $22.70 monthly premium and excellent prescription coverage performance. The plan includes a $480 deductible and features a four-star rating.

PLAN PREMIUM DEDUCTIBLE STAR RATING
Aetna $6.60 $480 3
Wellcare $9.80 $480 3
Clear Spring $16.70 $480 2
Humana $22.70 $480 4
UnitedHealthcare $25.20 $310 4

Medicare Special Needs Plans in Kenosha, WI

Special Needs Plans (SNPs) are plans available for patients with special health needs, but only in certain areas. To get an SNP, you must meet eligibility requirements.

iCare (HMO) is available to dual-eligible beneficiaries with both Medicare and Medicaid. There is no premium, and the plan has a low MOOP of $3,450.

UnitedHealthcare (Local PPO) has a $14 monthly premium and a $3,900 max out-of-pocket. This plan is available to patients with a chronic or disabling condition.

Community Care (HMO) is available to those with dual eligibility, features a zero-dollar premium, and has a $7,550 maximum out-of-pocket.

PLAN PREMIUM MOOP Plan Type Eligibility
iCare $0 $3,450 HMO Dual
Anthem BCBS $0 $7,550 HMO Dual
Wellcare $0 $3,450 HMO Dual
Community Care $0 $7,550 HMO Dual
UnitedHealthcare $14.00 $3,900 LOCAL PPO Chronic and Disabling

FAQs

What Medicare Advantage Plans are available in Kenosha, WI?

Available in Kenosha, Wisconsin, supplemental Medicare plans include those from Aetna, Humana, UnitedHealthcare, and other top carriers in the area. Depending on your Medicare Advantage plan type, you may have significant flexibility or limitations regarding treatment.

What is better in Kenosha, WI: a Medigap plan or an Advantage plan?

Medigap plans fill gaps that Original Medicare doesn’t cover. A Medicare Advantage plan offers coverage instead of Original Medicare and includes extra benefits.

Which one is better for you depends on your specific needs. Create a list of healthcare coverage priorities and determine which plan type meets them best.

What is the deductible for Plan G in 2022 in Kenosha, WI?

The 2022 deductible for Plan G is $2,490. However, Medicare beneficiaries in Kenosha, Wisconsin, do not have access to Plan G. Instead, you can choose from one of the state’s Supplement plans.

How much do Medicare Advantage plans cost in Kenosha, WI?

The cost of a Medicare Advantage plan in Kenosha varies. Some premiums are zero dollars, while the majority average around $29.87 per month. Depending on the plan you choose, you may also pay coinsurance or copays separately from those of Original Medicare.

Each carrier offers different costs and plans. Typically, plans with no or low deductibles have higher premiums.

What is the most popular Medigap plan in Kenosha, WI?

Since Wisconsin is one of three states to offer its own Medicare Supplement plans, Kenosha beneficiaries have access to different Medigap options.

However, the most popular Medigap options in the country are currently Plan F, Plan G, and Plan N.

How to Sign Up for Supplemental Medicare in Kenosha

Determining which Supplemental plans for Medicare in Kenosha, Wisconsin, are right for you is challenging without help from an expert. Before signing up, you should consider your coverage priorities to find a plan that meets your requirements.

With us, our licensed insurance agents can help you sign up for Medicare Advantage or Medigap. So let our team compare quotes for supplemental Medicare coverage in Kenosha, Wisconsin.

Call us today, or fill out our online rate form to get the best rates in your area!

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.