1,021,696 Massachusetts residents have Original Medicare. Some of the more than one million residents have different parts of Medicare.

Original Medicare is there to help people in need, but sometimes you must supplement Medicare with a supplemental plan. There are many Medicare options available to you in the state of Massachusetts.

Medicare in Massachusetts: Facts & Figures

  • Part A of Massachusetts Medicare has 997,248 plus members.
  • Of the Massachusetts residents in Part A, 831,615 recipients had aged into the program. The beneficiaries that are disabled in Part A were 163,654.
  • Of the Massachusetts residents in Part B, 714,901 recipients had aged into the program. The beneficiaries that are disabled in Part B were 145,440.
  • Residents enrolled in Part D prescription drug plans were 1,023,770.
  • About 327,816 residents of Massachusetts take part in Medicare Advantage plans.

Medicare Costs in Massachusetts for 2024

Original Medicare may have some costs involved; the best way to prepare for them is to do your research. For example, it’s essential to know if there is a co-pay, what deductibles are, and whether there is a premium.

Part A of Medicare involves hospital visits. These services take place in an emergency room as inpatient care. Some stay typically last more than a day.

Part B covers outpatient care and includes vaccines, flu shots, medical supplies, or medical exams. Medicare Part B doesn’t cover hospital stays.

Medicare Part A Costs in 2023 Medicare Part B Costs in 2023
  • Part A is premium-free for most
  • Part A deductible is $1,600 per benefit period
  • Inpatient hospital stay days 61-90 is $400
  • The standard Part B premium is $164.90
  • The annual deductible for Part B is $226
  • Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare Coverage

In Massachusetts, 858,362 residents have Medicare Part A and Part B. In addition, there are 712,936 that have aged into the program, and 145,427 came into the program for disability coverage.

Medicare Part A (Hospital Coverage)

  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance)

  • Services from doctors and health providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services

Supplemental Medicare Plans in Massachusetts

Massachusetts residents are looking for the best plans available at the lowest cost. Medicare Supplemental plans offer a way to add to your Original Medicare to close the coverage gap.

Private carriers will offer these supplemental plans at a low monthly premium to allow you better benefits that Original Medicare doesn’t cover.

Massachusetts residents who choose a Medigap plan will typically get a Part D prescription drug plan to cover their medication at lower costs. Unicare is a popular Part D plan that offers this coverage in MA

Medicare Advantage plan is another option for supplemental healthcare. This plan allows for emergency coverage in Massachusetts and outside the state. They also provide dental, hearing, and vision, which Original Medicare does not cover.

Massachusetts Medicare Resources

Massachusetts residents have different ways to get information about their Medicare coverage. The Massachusetts Senior Health Insurance Information Program (MSHIIP).

You can contact the Massachusetts Department of Health website to learn about your Medicaid benefits eligibility.

If you want to enroll in a supplemental plan, contact us directly to help you further.

Cities in Massachusetts with Estimated Premiums for Medicare Supplement Coverage

Medicare Supplement coverage can be a big boost, but knowing what it might cost is also important. Here are some charts for the below cities:


What is the average cost of Medicare in Massachusetts?

The average premium in Massachusetts is $102.37, and the average deductible for Plan D coverage is $283.18.

Is Medicare free at 65?

You can get Part A of Medicare for free if you’re 65 and have started getting your Social Security benefits. However, if you choose to defer Social Security until a later age, you will have to continue paying the premium.

If you’re looking for premium-free coverage at age 65, you or your spouse must have ten years of paying Medicare taxes or suffer from a disability.

What is the difference between Medicare and Medicaid in Massachusetts?

One similarity between the two programs is that the government funds health plans for Massachusetts residents. Who receives coverage under either plan is what makes them different.

Medicaid is based mainly on income and is typically to help lower-income families, children, women, and people with disabilities.

Medicare is for older people starting at 62. There is an option for premium-free coverage, but it depends on if you’re drawing Social Security benefits and what your work history includes.

How to Sign Up for Supplemental Medicare in Massachusetts

There is plenty to consider when you’re looking at supplemental Medicare coverage. But you’re not in it alone; we’re here to help.

Our licensed insurance agents offer their services free of charge to help you compare all the plans and find the best one for you. We work with all carriers and are looking out for your best interest.

You can give us a call or fill out our online form to receive a quote for the best rate for your area in Massachusetts.

Written By:
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Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.
Reviewed By:
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Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.