For Seniors
Ways for Seniors to Save Money
Ways for Seniors to Save Money: Key Takeaways The first step in saving money is making a budget and figuring out where you can minimize expenses. Many stores and companies offer discounts specifically for seniors and veterans. Some lifestyle changes seniors can make to save money include cooking and exercising at home. Even in retirement,
Top Games for Seniors
As we grow up, games are used for a variety of reasons. We play games to learn, to serve as a form of entertainment, as a method to socialize with others, a way to exercise, a way to stimulate our mind, and more. As we grow into adults, many people forget the benefits and joys
Library Programs for Seniors
Libraries are landscapes for local communities to come together and join in collective learning. They promote community education by offering a variety of programs where locals of all ages can engage with new information. Library programs for seniors can be anything from workshops to classes, to fun activities and more. For older adults who are
Top Memory Exercises For Seniors
Memory Exercises For Seniors: Key Takeaways Memory exercises are a great way for seniors to maintain brain function and cognitive ability. Examples of memory exercises include puzzles, memory tests, and even bingo! Some physical activities, such as dancing and meditation, can be helpful for brain health. Getting enough sleep and eating healthy fats also have
Top Social Activities For Seniors
Are you looking for a way to meet new people, interact with old friends, or try out new things? Look no further! There are many social activities for seniors that you can do year-round that might easily become your newest life-long hobby. Interacting with other seniors who share your common interests can drastically improve your
Long Distance Grandparenting Ideas
When a new member is brought to the family miles away, it may seem hard to form a connection with them if you are not physically present. Most families do not have the privilege of living in the same household, same city or even the same state. This may cause difficulties for communication – but
Benefits of Gardening For Seniors
Gardening is a common hobby for people of all ages but is especially popular among adults. Whether it is flowers or fruits and vegetables, gardening is the hobby of cultivating and tending to a garden. Not only is gardening for seniors a great way to pass time but it also provides many health benefits, both
Stay at Home Care for Seniors
Have you ever thought about obtaining home care services for seniors whether for you or an elderly relative? Are you concerned that the quality of care won’t meet your standards? Luckily for you, there are plenty of options and ways on how to find the right home care services that benefit you. First, however, we
Medicare While Working: the Truth
Many seniors have spent years pursuing a career they love and just aren’t ready to let it go. These seniors may want to continue working and postpone their retirement as they approach the age of 65. However, healthcare options can tend to get a bit confusing if you don’t retire at the age of 65.
Do Medicare Advantage Plans Cover Pre-Existing Conditions?
If you suffer from a pre-existing medical condition, you may be wondering how your condition will affect the cost and quality of your health coverage. When it comes to Medicare, it’s difficult to know if and when a policy will cover costs associated with your condition. For the most part, it is possible to get
Can You Lose Medicare Benefits?
In a word, yes. Medicare is a very stable form of health insurance, meant for seniors and people with disabilities to use indefinitely. Yet there are several circumstances, both within your control and out, that can cause you to lose all or part of your Medicare coverage. The good news is that even if you
Do I Really Need Supplemental Insurance With Medicare?
Have you ever considered obtaining supplemental insurance? If so, did you also have an Original Medicare plan? Deciding whether or not to purchase a supplemental insurance plan can be a difficult decision. Although it may be a dubious choice at first, you may stand to benefit by purchasing a plan to supplement your Original Medicare.
How Much is Medigap Per Month?
How much an individual pays both monthly and annually for Medigap services is mainly contingent on how much an insurance company charges for its policies. The price tag for the services offered by these companies also varies depending on the state in which a policyholder resides in. As you’ll see further down, there are other
Best Supplement for Seniors
Disclaimer: The content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician with any questions you may have. Key Takeaways Taking supplemental vitamins and nutrients is an essential way for seniors to maintain a healthy, balanced diet. Essential supplements are broken down into
Baby Boomer Values
Baby Boomers are one of the most influential (if not the most influential) generations in recent history. By encompassing nearly 20% of the world’s population, the social, economic, and technological impact Baby Boomers have had is astounding and worthy of appraisal. So how did the values that this generation upholds today come from, and how
Stretching Exercises for Seniors
There are many ways to stay healthy throughout life. For example: eating right, staying hydrated and well-rested, and regularly exercising. Unfortunately, some might not remember that in addition to their regular exercise of choice, they have to regularly stretch. Stretching the body helps keep joints and muscles relaxed and ready, which is helpful to prevent
Does Medicare Pay For Stairlifts?
Key Takeaways The cost of a stairlift can range anywhere between $2,000 to $5,000. Standard Medicare policies do not cover stairlifts, but Medicare Advantage plans offer some financial assistance. Some state assistance programs and Medicaid Waivers can also provide financial assistance for stairlifts. The price of stairlifts depends on the make and model, its
Does Medicare Cover Dental Implants?
If you’ve been thinking about improving your dental health, you may be asking: does Medicare cover dental implants? The answer is a bit complicated. For the most part, Medicare will not cover standard dental procedures unless an emergency or complication occurs that justifies dental treatment. This includes dental implants. But don’t fret – this article
How to Improve Mobility in the Elderly
Key Takeaways Seniors often find themselves with limited mobility in older age, but it’s possible to increase that mobility. Gentle yoga, strength training, stretching, and balance exercises can help to improve flexibility. Assistive devices such as mobility scooters or walking aids Assisted living centers can offer all the benefits of independent living while providing
Ageism Examples
Key Takeaways Ageism is the unfair treatment, discrimination, and stereotyping of an individual or group because of their age. Examples of ageism are typically found in workplace environments. Families can partake in age discrimination if they unnecessarily abandon or push away older family members. Experiencing ageism can have immeasurable long-term impacts on mental, emotional, and
Laws Against Taking Advantage of the Elderly
Key Takeaways Elder abuse is the physical, emotional, psychological and/or sexual harm inflicted upon an elderly person. Financial exploitation and abandonment are common examples of elder abuse. Anyone can perpetrate this abuse – family members, caretakers, facility employees, or other seniors. Federal and state laws against taking advantage of the elderly are preventative and
The Medicare Qualifying Diagnosis for Hospital Bed
Key Takeaways Durable Medical Equipment (DME) describes medical products that can be used in the home to aid those with medical conditions. A common DME that many patients find useful in the home are hospital beds. Medicare Part B generally covers DME items – but only under specific criteria. The cost of a hospital bed
Are Adjustable Beds Covered by Medicare?
In short, yes, Medicare does cover adjustable beds. The Medicare Part B program offers coverage for basic adjustable beds as they are DMEs. Medicare Part B covers 80% of the cost of acquiring an adjustable bed from an accredited Medicare supplier. The remaining 20% will have to be covered out of pocket. What Are DMEs,
Signs of Aging Eyes
Key Takeaways Common warning signs of aging eyes include double or blurred vision, floaters, discoloration, and poor night vision. Many symptoms of aging eyes may not need treatment, but it’s essential to check with your eye doctor to avoid any serious consequences. To directly mediate the effects of aging eyes, moisturize and hydrate your
Does Medicare Cover Coronavirus?
Key Takeaways Covid-19 has negatively impacted people of all ages, so it’s important to follow all social distancing and quarantine guidelines. Medicare Part B covers all copays, deductibles, and fees associated with coronavirus testing. Medicare Part A covers hospitalization costs if you have coronavirus and need inpatient care. The Centers for Medicare & Medicaid Services
Tips For Frugal Retirement Living
You’ve been working hard your entire life up until the moment you realized that retirement was just around the corner. Any person would be thrilled to retire and live a comfortable life after decades of work. Not so fast though. Remember that after you retire, your monthly income won’t be the same. In retirement,
Weight Lifting Routines For Seniors
Whether this is your first time getting into weight lifting or you are an avid weightlifter, researching what exercises are best for you and your body is the best place to start. Seniors who follow consistent weight lifting routines will notice the immediate benefits – such as better sleep and more energy. But there are
Best Pets For Seniors
Key Takeaways The best pets for seniors are ones that are fun, yet low-maintenance. Some great dog breeds for seniors are the Cavalier Spaniel, Shih Tzus, and Labradors. Burmese, Balinese, and Munchkin cats are popular cat breeds among seniors. Birds are a good option for seniors with limited mobility. Exotic animals – such as
Medicare and VA Benefits
Key Takeaways In addition to Medicare, veterans can apply for more health benefits through Veteran Affair (VA) plans. Medicare and VA are completely separate insurance plans, but you can simultaneously have both. VA Benefits cover basic treatment such as treating illness, injuries, and preventing future health risks. Medicare Parts A +B are highly recommended for
Forgotten Songs of the 60s
The 1960s was a historic era that took the music industry by storm. It experimented with new sounds, rhythms, purposes, and music patterns. The ‘60s is heavily associated with the equal rights movement and many trends from music shifted to be associated with the movement. Additionally, this era in music transitioned music from 78rpm records
Debt Relief For Seniors
With the onset of age, older people tend to focus on their financial stability before making the important decision of retiring. Unfortunately, many seniors today are riddled with debt. The rising cost of healthcare, housing, and food coupled with limited social security has made the prospect of retirement for seniors difficult. Currently, senior citizens
Best Places To Retire In New England
New England is the northeastern region of the United States constituting Maine, Vermont, New Hampshire, Massachusetts, Connecticut, and Rhode Island. The coastal region is recognized as the birthplace of America, as it was the site of the first settlement by European explorers. Bordering between New York and Canada, New England is known for its cold
Planning A Senior Road Trip
There’s nothing like a good ol’ fashioned road trip to motivate you to venture out into the world. Planning road trips are a fun tradition for any group of people, including seniors, wishing to have a good time exploring outside of their comfort zones. Not only do you get the opportunity to see different places,
Did Medigap Plan F End?
Due to the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), Medigap Plan F and Plan C were discontinued starting on January 1, 2020. Medicare Supplement Plans, such as Medigap Plan F and C, have been discontinued due to budget cuts decided by Congress. Congress discontinued these supplement plans not only to be more
Does Medicare Cover Viagra?
The short answer is no, Medicare does not cover viagra. Yet, truth be told, it is a little more complicated than it seems. As of now, 15-25% of men 65 years and older currently struggle with symptoms of erectile dysfunction. Unfortunately, Original Medicare coverage does not include prescription drug coverage. But that’s just for Original
What You Should Know About Your Medigap Rights
Your Medigap Rights Medigap rights ensure that you are able to obtain insurance in situations where it would have otherwise been impossible. In short, your rights include: The ability to purchase Medigap insurance even if you have a pre-existing condition Medigap insurance must cover your pre-existing condition Medigap rates cannot be raised based on present
Medigap Insurance Rates And Plans
Medigap insurance rates can range in pricing. The same amount of coverage and policy limits can vary from one insurance company to the next. If you are shopping around to compare prices, make sure you are comparing the same type of Medigap policies. Premiums are set in place by each individual insurance company for Medigap
Medigap Insurance Policy Discussion
Medigap aims to provide additional medical insurance coverage for people on a Medicare plan, especially those who do not have the option to enjoy pensioner benefits (as provided by employers). This also applies to people who do not meet the requirements for Medicaid insurance. Just under a quarter of all Medicare clients have supplemented their
The Differences Between Medicare and Medigap
Many people, even those eligible for the four-part program, are confused about Medicare. They have crucial questions about coverage, such as the cost of hospital stays and the prices of prescription drugs. They also do not understand the differences between Medicare, Medigap other insurance options. What is Medicare? The Medicare program is divided into four
Medigap, An Employer Group Health Option
One of the innovations within the Medicare program is the addition of Medigap policies. Medigap is designed as a separate insurance supplement to Medicare and pays some of the health care costs that are not covered by Medicare. Some Medigap insurance provides additional benefits beyond what Medicare covers. Medigap plans are sold by insurance companies
Over & Under 65 Medicare Disability Protections
There are a number of Medicare disability protections in place for those who are entitled to Medicare and Medigap insurance benefits. Following is an overview of these protections and how Medicare recipients can take advantage of them to obtain top-quality care at a reasonable price. Medicare Beneficiaries Over the Age of 65 The Federal government
Medigap Premiums By State & Age
Beneficiaries of Medigap plans pay different Medigap premiums by state and age, in most cases. Generally, beneficiaries aged 65 paid lower premiums than those under age 65; in the same way, beneficiaries at 80 years old paid higher premiums than a 65-year-old. We looked up information on the state websites for plan F premiums, using
Tips Before You Enroll In Medicare
Key Takeaways Before enrolling in Medicare, verify with your employer if you are eligible for employer-based retiree medical insurance. Assess your medical needs and budget to determine which plan is best for you. There are dozens of policies that offer different benefits, so read through each carefully before making a selection. Seniors enrolled in Medicare
Medigap Insurance vs. Medicare Advantage Plans
Key Takeaways Both Medigap and Medicare Advantage is available to current Medicare recipients. Medigap is supplemental insurance sold by private Medicare-approved companies. Medicare Advantage is an all-inclusive insurance plan that includes standard Medicare benefits with extra coverage. You cannot have Medigap and Medicare Advantage at the same time. Comparing Medigap Insurance vs. Medicare Advantage plans
