The Kansas Medicare Part D program enrolls approximately 383,000 Medicare beneficiaries. About 300,000 residents signed up for stand-alone Part D plans; the rest chose MAPD plans. These plans cover prescription medications that Original Medicare doesn’t.
Kansas Medicare Part D plans for 2024
Medicare Part D pays for prescription drugs doctors prescribe to beneficiaries. Original Medicare doesn’t cover these expenses despite the essential nature of these medications. The following sections will discuss the Kansas Medicare Part D plan options.
Part D plans with the lowest premium in Kansas
Aetna offers the lowest monthly premiums in the state, considering this plan’s affordable at only $6.60 a month. It’s easy to fit into your budget. Additionally, the $480 annual deductible makes the program an excellent choice.
The Humana plan has four stars, but some beneficiaries may find the monthly premium too high. Despite being more challenging to budget for, this plan offers excellent service at a monthly cost of $22.70. The deductible is $480, the same as that of Aetna.
UnitedHealthcare is the only option offering gap coverage among the options in this category. While the monthly premium for this plan is relatively expensive at $29.30 per month, the $310 deductible compensates for the price difference.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| Aetna | $6.60 | $480 | 3 | No |
| Wellcare | $12.60 | $480 | 3 | No |
| Clear Spring | $16.70 | $480 | 2 | No |
| Humana | $22.70 | $480 | 4 | No |
| UnitedHealthcare | $29.30 | $310 | 4 | Yes |
Part D plans with a zero-dollar deductible in Kansas
Beneficiaries who can afford higher premiums can consider zero-deductible plans, which offer protection against excess costs. Among these, the most compelling is BCBS of Kansas. There is a monthly premium of $67.60 for this four-star plan.
If you are looking for zero-dollar deductible plans, Wellcare is another worthwhile option. This plan has a three-star rating, making it a well-rounded choice at $69 per month.
The Aetna plan provides an excellent balance between cost and quality. This plan has a rating of three stars, and premiums are $57.60 per month. The zero-deductible program offered by Aetna is worth considering if you are looking for a plan with gap coverage.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| Aetna | $57.60 | $0 | 3 | Yes |
| BCBS of Kansas | $67.60 | $0 | 4 | Yes |
| Wellcare | $69.00 | $0 | 3 | No |
| UnitedHealthcare | $101.40 | $0 | 3 | Yes |
Part D plans with gap coverage in Kansas
UnitedHealthcare’s Kansas Medicare Part D plan is well-balanced and offers gap coverage. The deductible for this plan is $310, and the monthly premium is $29.30, allowing beneficiaries to keep medication costs low while maintaining coverage.
In this category, Aetna’s zero-deductible plan has the lowest premiums. The low monthly premium of $57.60 protects beneficiaries from high medical costs without affecting their monthly financial plan.
Lastly, BCBS of Kansas offers the ideal plan for beneficiaries who value quality above other factors. The four-star program offers a zero-dollar deductible, and the monthly premium of $67.60 is competitive with other options in this category.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| UnitedHealthcare | $29.30 | $310 | 4 | Yes |
| Cigna | $45.70 | $100 | 3 | Yes |
| Aetna | $57.60 | $0 | 3 | Yes |
| BCBS of Kansas | $67.60 | $0 | 4 | Yes |
| UnitedHealthcare | $101.40 | $0 | 3 | Yes |
Part D plans with a Low-Income Subsidy in Kansas
Almost 70,000 Medicare beneficiaries in Kansas qualify for low-income subsidies for their insurance coverage. For beneficiaries struggling to budget for healthcare costs, pursuing these subsidies can ease the financial burden of healthcare.
Clear Spring Health is a popular Kansas provider that offers this subsidy. The plan has a deductible of $480 and costs $27.30 per month. However, its two-star rating may make beneficiaries wary of its quality of service.
In general, Wellcare is an excellent option for people seeking low-income subsidies. The plan’s premiums are $30.50 per month, with a three-star rating and a deductible of $480. Wellcare is an excellent option for Kansas beneficiaries.
Humana is the top-rated provider of low-income subsidies in the state. Its four-star rating makes it an ideal plan for beneficiaries who value optimum service quality. With a deductible of $480, this plan is slightly more expensive than competing options at $33 a month.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| Clear Spring | $27.30 | $480 | 2 | No |
| Aetna | $30.40 | $480 | 3 | No |
| Wellcare | $30.50 | $480 | 3 | No |
| Cigna | $32.20 | $480 | 3 | No |
| Humana | $33.00 | $480 | 4 | No |
Amount of beneficiaries that fall into each Part D coverage Phase
As part of Part D, prescription medication costs may vary during several phases. An example is the coverage gap or donut hole, when beneficiaries may face increased costs.
The table below illustrates the number of beneficiaries in Kansas who currently belong to each phase of Part D coverage.
| Deductible Phase | Initial Coverage Phase | Coverage Gap Phase | Catastrophic Phase |
| 103,097 | 180,690 | 44,500 | 32,583 |
Kansas cities with estimated coverage premiums for Medigap
When shopping for a Medigap plan in Kansas, having a ballpark idea of your spending can help. In that light, here are estimated Medigap coverage premiums for some of the largest areas in Kansas:
FAQs
What Drugs Are Covered by Medicare Part D in Kansas?
Part of the Medicare program, Medicare Part D covers prescription medication costs not covered by the Original Medicare.
These medications can include necessary treatments for illnesses or painkillers following injuries; however, every plan will have a unique formulary that includes coverage for certain drugs.
How Much Does Medicare Part D Cost in Kansas?
Medicare Part D premiums in Kansas vary based on multiple factors. For example, plans can establish rates differently, impacting whether your price rises as you age or remains stable. Closely examine the costs of each option before choosing the plan you want to select.
How to Qualify for Medicare Part D in Kansas?
Qualifying for Medicare Part D in Kansas is relatively simple. You must be enrolled in Original Medicare in Kansas. Once you enroll in Original Medicare, you should qualify for various supplemental plans, including Part D options.
What Documentation Do I Need to Enroll My Mother in Medicare Part D in Kansas?
Enrolling a family member in Medicare Part D requires their current address and identifying information. You must also provide payment information for the method you plan to pay monthly premiums. In addition, you’ll need proof of power of attorney.
What Is the Most Popular Medicare Part D Plan in Kansas?
Kansas’s top Medicare Part D plan is the Humana Walmart Value RX Plan. This plan earns a strong rating from beneficiaries and offers excellent coverage at an affordable price.
How to get help signing up for a Medicare Part D plan in Kansas
Considering the complexity of the Medicare system, there’s nothing wrong with needing assistance. Our free support services are available to beneficiaries at Medigap.com.
With our robust network of providers and an expert team, we can help you find a Kansas Medicare Part D plan to maximize coverage and affordability, so fill out our rate form to get rates now.
