Medicare for Olathe, Kansas, residents 65 years old or older help pay for medical services. People under 65 receiving Social Security disability for at least 24 months or with qualifying chronic conditions are also eligible for Medicare benefits.
However, many Olathe, Kansas Medicare beneficiaries purchase Supplemental Medicare plans to pay for expenses Original Medicare doesn’t cover.
Medicare plans in Olathe, Kansas
Supplemental Medicare plans in Kansas help fill the gaps within Original Medicare, making specific medical expenses more affordable. Enrolling in a Medicare Advantage or Medigap plan allows beneficiaries to supplement their Part A and Part B coverage.
The quotes below are based on an average 65-year-old male beneficiary.
Medicare Advantage plans
Residents can choose among 43 different Olathe, Kansas Medicare Advantage plans. These plans provide numerous benefits not included in Original Medicare. Below are a few popular Olathe, Kansas Medicare Advantage plans.
Blue offers a four-star HMO (Health Maintenance Organization) Medicare Advantage plan with a zero-dollar premium and a $3,000 MOOP (Maximum Out-of-Pocket). This is one of the most affordable plans in Olathe, Kansas.
Wellcare provides a Local PPO (Preferred Provider Organization) plan with a zero-dollar premium and a $4,400 MOOP. Although these plans don’t have a star rating, they are exceedingly popular among Olathe residents.
Humana offers a four-star local PPO Medicare Advantage plan without premiums and a $4,500 MOOP.
The average cost of Medicare Advantage plans in Olathe, Kansas
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Blue | $0 | $3,000 | HMO | 4 |
| Wellcare | $0 | $4,400 | LOCAL PPO | N/A |
| Cigna | $0 | $4,900 | HMO | 3 |
| Aetna | $0 | $4,800 | LOCAL PPO | 4 |
| Humana | $0 | $4,500 | LOCAL PPO | 4 |
Medicare Supplement plans
The government standardized Medigap plans to prevent coverage from changing with different carriers, states, and ZIP codes. However, the monthly premiums often vary depending on the region, state, and private insurance provider.
Medigap Plan F is exceedingly popular among Olathe residents since it’s one of the most comprehensive plans available. The plan’s premiums range from $146.90 to $423.25 per month.
Medigap Plan HDF, better known as High-Deductible Plan F, provides the same benefits as Medigap Plan F but requires enrollees to pay a higher annual deductible. Monthly premiums cost between $34 and $58.59.
Medigap Plan N is another comprehensive plan with monthly premiums ranging from $96.96 to $347.32.
The average cost of Medicare Supplement plans in Olathe, Kansas
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $113.32 | $435.28 |
| PLAN B | $148.27 | $348.25 |
| PLAN C | $157.72 | $421.00 |
| PLAN D | $135.42 | $282.18 |
| PLAN F | $146.90 | $423.25 |
| PLAN HDF | $34.00 | $58.59 |
| PLAN G | $125.44 | $383.90 |
| PLAN HDG | $34.00 | $53.28 |
| PLAN K | $62.57 | $136.37 |
| PLAN L | $80.83 | $258.89 |
| PLAN M | $94.35 | $284.95 |
| PLAN N | $96.96 | $347.32 |
Medicare Part D prescription drug plans
Medigap plans don’t pay for prescription drug costs in Kansas; only a few Medicare Advantage plans cover medications. As a result, many Olathe residents purchase an independent Medicare Part D plan through a private insurance provider to make prescriptions more affordable.
Aetna offers a three-star Olathe, Kansas Medicare Part D plan with a $6.60 premium and a $480 annual deductible, making it the most affordable option.
Clear Spring provides a two-star Medicare Part D plan with a $16.70 monthly premium and a $480 deductible. UnitedHealthcare’s Medicare Part D plan has a four-star rating and a $29.30 premium and a $310 annual deductible.
The average cost of Medicare Part D plans in Olathe, Kansas
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.60 | $480 | 3 |
| Wellcare | $12.60 | $480 | 3 |
| Clear Spring | $16.70 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans, or SNPs, are a subclass of Medicare Advantage plans designed for Olathe residents with chronic disabilities and special needs. Unfortunately, Special Needs Plans are only available in specific ZIP codes.
Wellcare offers an HMO Special Needs Plan with a zero-dollar premium and a $3,450 MOOP. Enrollees must have Medicare and Medicaid to qualify.
Kansas Health also provides an HMO SNP with a $32.90 monthly premium and a $7,550 MOOP. However, beneficiaries must have an institutional condition to qualify.
UnitedHealthcare offers an HMO-POS (Health Maintenance Organization with Point-of-Service) Special Needs Plan with a $30.70 premium and a $7,550 MOOP. These plans require beneficiaries to have Medicare and Medicaid to qualify for enrollment.
The average cost of Medicare Special Needs plans in Olathe, Kansas
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Chronic/Disabling |
| UnitedHealthcare | $30.70 | $7,550 | HMOPOS | Dual |
| Kansas Health | $32.90 | $7,550 | HMO | Institutional |
How to sign up for Medicare plans in Olathe
If you are looking for a supplemental Medicare plan in Olathe, Kansas, we can help.
Our agents have over a decade of experience working with the leading private insurance providers in the area and can connect you with a high-quality carrier free of charge.
Call us today or complete our online rate form to connect with the best current rates in your area.
