Sierra Health and Life Insurance started out as a small, local insurance provider headquartered within the state of Nevada. As they grew and became successful, they were eventually bought out by UnitedHealthcare. Now they are a proud subsidiary of their parent company, but they still manage their Sierra Spectrum (Medicare Advantage) policies to local Nevada seniors.
Now that Sierra Health and Life is a subsidiary of a major provider, they have the capacity to offer larger and more complex Medicare supplement plans such as:
|Medicare Supplement Plans||NO|
|Medicare Advantage Plans||YES|
|Medicare Part D Drug Plans||YES|
Comparison shopping is essential when you are shopping for the best price on your next policy. However, it can be hard to know where to look if you want accurate data. Our graph below shows how Sierra Health compares with the national average rate. If you want a more precise quote, though, one of our agents will be happy to assist you.
This Table Represents National Average Costs of Medicare Supplement Plans
|Plan Type||Starting From||Part A Deductible||Part B Deductible||Excess||Nursing||Travel|
|Plan C||$118*||$0||$0||Not Covered||100% Covered||100% Covered||Request Info|
|$116*||$0||$0||100% Covered||100% Covered||100% Covered||Request Info|
|Plan G||$105*||$0||$147||100% Covered||100% Covered||100% Covered||Request Info|
|Plan B||$104*||$0||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan N||$70*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan D||$97*||$0||$147||Not Covered||100% Covered||100% Covered||Request Info|
|Plan A||$69*||$1||$147||Not Covered||Not Covered||Not Covered||Request Info|
|Plan L||$76*||$304||$147||Not Covered||75% Covered||Not Covered||Request Info|
|Plan K||$45*||$608||$147||Not Covered||50% Covered||Not Covered||Request Info|
|Plan M||$97*||$608||$147||Not Covered||100% Covered||100% Covered||Request Info|
You’re going to want a Medicare supplement policy from a company that has a good financial strength rating. With regard to Sierra Health and Life, they have earned an “A” rating from A.M. Best, which means the company is very financially stable.
|A.M. Best Rating||A|
|Standard & Poor’s Rating||No Rating|
|Moody’s Rating||No Rating|
*Ratings as of 2/17/15
Thanks to the recent merger with UnitedHealthcare, Sierra Health and Life is now stronger and better able to care for their senior members within the state of Nevada. They offer a unique Medicare Advantage program called Sierra Spectrum which can help seniors manage their Medicare supplement needs. Unfortunately, they do not offer Medicare supplement insurance (Medigap) at this time.
Telephone Number: 1-877-559-4512
To speak with a person:
Sierra Health and Life
Affiliate of UnitedHealthcare
2716 North Tenaya Way
Las Vegas, NV 89114-5645
Customers looking to get a rate quote, or learn more about plans have 2 options:
Mon-Fri, 8am-8pm EST