Regarding Medicare, Manhattan, New York, has 737,748 people receiving Part A and Part B. This figure includes 374,713 FFS beneficiaries and 363,035 Medicare Advantage enrollees. The average age is 74 years.
Medicare Plans in Manhattan, New York
Users of Medicare in Manhattan can significantly benefit from supplemental Medicare plans. You can get coverage for expenses Medicare in New York doesn’t typically cover. The following quotes for coverage come from the average 70-year-old male.
Medicare Advantage plans
Among Manhattan residents, 49.21% participate in a New York Medicare Advantage plan. Manhattan residents enrolled in a Medicare Advantage plan are 57.82% female and 42.18% male, averaging 74 years old. Currently, there are 47 plans available in New York County.
Typical plans include Aetna (LOCAL PPO) with a four-star rating, zero-dollar premium, and a $7,550 out-of-pocket maximum. This plan features affordable copays and doesn’t require referrals to see specialists.
Humana (LOCAL PPO) is another popular option with four stars. You’ll pay only $4,500 MOOP. A zero-dollar premium also helps you save on medical attention.
UnitedHealthcare (LOCAL PPO) is another well-known carrier. With a three-star rating and a $6,900 out-of-pocket limit, you can stay healthy easily in Manhattan. Other benefits, such as a gym membership, are excellent incentives to apply for Medicare Advantage.
The average cost of Medicare Advantage plans in Manhattan, New York
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Aetna | $0 | $7,550 | LOCAL PPO | 4 |
| Humana | $0 | $4,500 | LOCAL PPO | 4 |
| UnitedHealthcare | $0 | $6,900 | LOCAL PPO | 3 |
| EmblemHealth | $0 | $7,550 | HMO | 3 |
| Healthfirst | $0 | $7,550 | HMO | 4 |
Medicare Supplement plans
Affordable Medicare in Manhattan, New York, is attainable with a supplement plan. New York Medigap plans handle costs Medicare doesn’t cover, so you don’t have to. While premiums vary between states, the benefits remain the same.
Medigap Plan G’s lowest premium is $278.25, with the highest being $671.84. Alternatively, Medigap Plan HDG gives you a monthly deductible between $69.00 and $90.97 with the same benefits as Plan G. Medigap Plan N features a higher minimum premium of $205.60, with maximum costs of $439.55.
The average cost of Medicare Supplement plans in Manhattan, New York
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $169.45 | $413.54 |
| PLAN B | $226.14 | $540.65 |
| PLAN C | $300.87 | $510.82 |
| PLAN D | $391.00 | $501.89 |
| PLAN F | $318.00 | $729.96 |
| PLAN HDF | $69.00 | $91.09 |
| PLAN G | $278.25 | $671.84 |
| PLAN HDG | $69.00 | $90.97 |
| PLAN K | $86.00 | $207.34 |
| PLAN L | $180.75 | $322.45 |
| PLAN M | $446.65 | $524.11 |
| PLAN N | $205.60 | $439.55 |
Medicare Part D prescription drug plans
Part D plans in New York only cover the costs of prescriptions. No Medigap plans cover medications, although some Medicare Advantage plans may cover them.
Carriers that cover Part D affordably include Aetna, with a $7.20 premium, a $480 deductible, and a three-star rating. Wellcare Part D premiums start at only $12.90 and have the same deductible and rating. UnitedHealthcare features a $34.20 premium, a $480 deductible, and a four-star rating.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.20 | $480 | 3 |
| Wellcare | $12.90 | $480 | 3 |
| Humana | $25.00 | $480 | 3 |
| UnitedHealthcare | $34.20 | $310 | 4 |
| Cigna | $40.80 | $480 | 3 |
Special Needs plans
Special Needs Plans (SNPs) for Medicare in Manhattan, New York, cover medical costs for people with special needs. All SNPs include Part D coverage.
RiverSpring (HMO) features a zero-dollar premium, a $7,550 MOOP, and a dual eligibility requirement. Bright Health (HMO) requires enrollees to have a chronic or disabling condition and features a $6,700 MOOP. Healthfirst is another top SNP requiring dual eligibility and featuring up to $3,450 in MOOP.
The average cost of Medicare Special Needs plans in Manhattan, New York
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| RiverSpring | $0 | $7,550 | HMO | Dual |
| Bright Health | $0 | $6,700 | HMO | Chronic or Disabling |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Healthfirst | $0 | $3,450 | HMO | Dual |
| AgeWell | $0 | $3,450 | HMO | Dual |
How to sign up for Medicare plans in Manhattan
With Medigap.com, our experts make signing up for supplemental Medicare easy. We compare rates and plan details to ensure you get the best plan.
Use Medigap.com to learn more before applying for supplemental Medicare in Manhattan, New York. Give us a call or fill out our rate form to get rates today!
