In Hattiesburg, Mississippi, Medicare fee-for-service beneficiaries make up 45,030 enrollees out of the state’s total 60,814 beneficiaries with Part A and Part B Medicare. We’ll review the Medicare plan options in Hattiesburg, Mississippi, below.
Medicare plans in Hattiesburg, Mississippi
Patients in Hattiesburg, MS, don’t have to spend as much on medical expenses with help from supplemental Medicare plans. They cover costs that Mississippi’s Original Medicare doesn’t handle. The following quotes are for a 70-year-old female living in Hattiesburg, MS.
Medicare Advantage plans
Of all Hattiesburg, Mississippi, Medicare beneficiaries, 15,784 receive Medicare Advantage benefits. The average age for enrollees is 71. In Forrest County, of which Hattiesburg is the county seat, 19 Mississippi Medicare Advantage plans are available.
Wellcare (HMO) boasts a decent three-star affordability and performance rating. It features a zero-dollar premium and $6,700 MOOP.
Patients like Cigna (HMO) because it has a lower maximum out-of-pocket cost of $6,500. They also receive additional benefits like 24/7 virtual healthcare. This plan has a zero-dollar premium.
Humana (Regional PPO) is another popular option with no monthly premium. Patients can pay up to $7,550maximum out of pocket. The plan’s four-star rating indicates good performance.
The average cost of Medicare Advantage plans in Hattiesburg, Mississippi
| PLAN | PREMIUM | MOOP | PLAN TYPE | STAR RATING |
| Wellcare | $0 | $6,700 | HMO | 3 |
| Aetna | $0 | $6,900 | LOCAL PPO | 4 |
| Humana | $0 | $7,550 | REGIONAL PPO | 4 |
| Cigna | $0 | $6,500 | HMO | 4 |
| Aetna | $0 | $7,550 | LOCAL PPO | 4 |
Medicare Supplement plans
Mississippi Medigap plans are plans that Hattiesburg Medicare beneficiaries can enroll in to cover expenses that Original Medicare parts don’t cover. These plans offer the same benefits across the states, while premiums vary for many reasons.
Hattiesburg patients choose Medigap Plan F for its extensive coverage. Patients pay a low premium of $126.84. The highest possible premium for this plan is $407.68.
The next most popular plan is Medigap Plan G. Patients pay between $103.21 and $361.44. They receive nearly full coverage and only pay for the Part B deductible.
Medigap Plan HDF is a high-deductible plan that allows patients to get Plan F benefits at a lower cost. You’ll pay a higher deductible for premiums between $37 and $74.65.
The average cost of Medicare Supplement plans in Hattiesburg, Mississippi
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $100.44 | $332.80 |
| PLAN B | $136.78 | $345.33 |
| PLAN C | $134.75 | $386.12 |
| PLAN D | $122.24 | $336.18 |
| PLAN F | $126.84 | $407.68 |
| PLAN HDF | $37.00 | $74.65 |
| PLAN G | $103.21 | $361.44 |
| PLAN HDG | $36.34 | $74.51 |
| PLAN K | $55.82 | $146.87 |
| PLAN L | $70.26 | $220.37 |
| PLAN M | $85.00 | N/A |
| PLAN N | $81.06 | $303.85 |
Medicare Part D prescription drug plans
Mississippi Medicare Part D plans in Hattiesburg cover only prescription drug expenses. Some Medicare Advantage plans include Part D coverage, but Medigap plans don’t cover prescriptions. You’ll need to sign up through a private provider and may be eligible for extra help.
The cheapest Part D plan is from Aetna, with a $6.50 premium and a $480 deductible. Patients choose this plan for its zero-dollar copays on generic prescriptions. Its three-star rating signifies good performance.
Humana offers an affordable plan at $22.70 per month with a deductible of $480. It boasts a four-star rating, indicating enrollees’ performance satisfaction.
UnitedHealthcare also offers an affordable option with a $29.30 premium. Patients pay a $310 deductible before the provider begins covering expenses. It covers many medical needs and budgets.
The average cost of Medicare Part D plans in Hattiesburg, Mississippi
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.50 | $480 | 3 |
| Wellcare | $13.00 | $480 | 3 |
| Clear Spring Health | $18.50 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Hattiesburg, Mississippi, Medicare Special Needs Plans (SNPs) are tailored for chronically disabled patients. They include benefits ideal for institutionalized patients and other special needs individuals. Not all areas have SNPs.
Wellcare (HMO) boasts a plan with a zero-dollar premium and a $3,400 MOOP. Patients must have dual eligibility with a disabling or chronic condition.
Cigna (HMO) requires a $20.80 premium. You can pay up to $6,700 maximum out of pocket. This plan requires patients to have dual chronic conditions or be institutionalized.
American Health (HMO) offers an SNP for $29.20 a month. You can pay up to $7,550 maximum out of pocket. Patients must need long-term care in a facility or institution to be eligible.
The average cost of Medicare Special Needs plans in Hattiesburg, Mississippi
| PLAN | PREMIUM | MOOP | PLAN TYPE | ELIGIBILITY |
| Wellcare | $0 | $3,400 | HMO | Dual |
| Humana | $0 | $3,450 | HMO | Dual |
| Cigna | $20.80 | $6,700 | HMO | Dual |
| Humana | $28.80 | $7,550 | LOCAL PPO | Dual |
| American Health | $29.20 | $7,550 | HMO | Institutional |
How to sign up for Medicare plans in Hattiesburg, Mississippi
Signing up for Hattiesburg, Mississippi, Medicare plans can be complicated if you’re unsure what plan to choose. Hattiesburg residents interested in supplemental Medicare or Medigap can sign up online or at their local insurance office.
Before signing up, visit Medigap.com. We compare rates between top carriers in your area and help you find the best plan for your healthcare needs. Call us or complete our online rate form here.
