Thousands of Kansas City residents enroll in a Supplemental Medicare plan each year. Supplemental Medicare plans can help pay the costs of your medical expenses that Original Medicare doesn’t cover.
Medicare plans in Kansas City, Kansas
Supplemental Medicare plans can help lower healthcare costs while providing additional benefits. Below, we will review different plans with quotes based on a 65-year-old female beneficiary in Kansas City.
Medicare Advantage plans
Kansas City offers 24 Medicare Advantage plans to make medical costs more affordable. Below are some popular Kansas City, Kansas, Medicare Advantage plans.
UnitedHealthcare offers four-star local PPO (Preferred Provider Organization) plans with a zero-dollar premium and a $4,400 MOOP (Maximum Out-of-Pocket).
Wellcare provides three-star HMO (Health Maintenance Organization) plan types without premiums. This plan also has a $7,550 MOOP.
Cigna offers a three-star Local PPO plan with a zero-dollar premium and a $4,900 MOOP.
The average cost of Medicare Advantage plans in Kansas City, Kansas
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Blue | $0 | $3,000 | HMO | 4 |
| UnitedHealthcare | $0 | $4,400 | LOCAL PPO | 4 |
| Wellcare | $0 | $7,550 | HMO | 3 |
| Humana | $0 | $5,900 | LOCAL PPO | 3 |
| Cigna | $0 | $4,900 | LOCAL PPO | 3 |
Medicare Supplement plans
Medicare Supplement plans in Kansas cover medical services not covered by Original Medicare. The government standardizes Medicare Supplement and Medigap plans across the country, preventing coverage from changing between states and carriers. However, the premiums often fluctuate depending on several factors.
Medigap Plan G is one of the most popular plans among Kansas City residents. Its premiums range from $116.08 to $383.90 per month.
Medigap Plan HDG, or High-Deductible Plan G, sports monthly premiums between $30 and $48.98. It provides similar coverage as Medigap Plan G but with a higher annual deductible.
Medigap Plan F is one of the most inclusive plans available and carries premiums between $133.24 and $423.25.
The average cost of Medicare Supplement plans in Kansas City, Kansas
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $102.51 | $391.76 |
| PLAN B | $134.84 | $348.25 |
| PLAN C | $139.57 | $421.00 |
| PLAN D | $122.19 | $245.49 |
| PLAN F | $133.24 | $423.25 |
| PLAN HDF | $30.00 | $52.72 |
| PLAN G | $116.08 | $383.90 |
| PLAN HDG | $30.00 | $48.98 |
| PLAN K | $55.83 | $136.37 |
| PLAN L | $70.33 | $244.00 |
| PLAN M | $83.50 | $256.47 |
| PLAN N | $88.21 | $347.32 |
Medicare Part D prescription drug plans
Since Medigap plans don’t pay for medication costs, and only some Medicare Advantage plans include prescription drug coverage, many Kansas City residents buy Medicare Part D plans from private insurance providers. Medicare Part D plans are stand-alone policies that make prescription drug rates more affordable.
UnitedHealthcare offers a four-star Medicare Part D plan with a $29.30 premium and a $310 annual deductible.
Humana also provides a four-star Medicare Part D plan with a $22.70 monthly premium and a $480 annual deductible.
Aetna’s Medicare Part D plan enjoys a three-star rating and has a $6.60 premium and a $480 deductible, making it the most affordable option.
The average cost of Medicare Part D plans in Kansas City, Kansas
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.60 | $480 | 3 |
| Wellcare | $12.60 | $480 | 3 |
| Clear Spring | $16.70 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans, or SNPs, are a subclass of Medicare Advantage plans designed for people with chronic disabilities or special needs. However, Special Needs Plans aren’t available in every zip code.
Humana provides an HMO Special Needs Plan with a zero-dollar premium and a $3,450 MOOP. Enrollees must have a chronic or disabling condition to qualify.
UnitedHealthcare offers HMO-POS (Health Maintenance Organization with Point-of-Service) Special Needs Plans with a $30.70 monthly premium and a $7,550 MOOP. This plan is available to dual-eligible beneficiaries with both Medicare and Medicaid.
Kansas Health carries an HMO Special Needs Plan with a $32.90 premium and a $7,550 MOOP. This plan is available to beneficiaries with institutional eligibility.
The average cost of Medicare Special Needs plans in Kansas City, Kansas
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Humana | $0 | $3,450 | HMO | Chronic/Disabling |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| UnitedHealthcare | $30.70 | $7,550 | HMOPOS | Dual |
| Kansas Health | $32.90 | $7,550 | HMO | Institutional |
How to sign up for Medicare plans in Kansas City
If you need help registering for a Kansas City supplemental Medicare plan, contact Medigap.com. Our team works with all the leading Kansas City private insurance providers and can help you find the perfect policy for you and your loved ones.
We have experience helping countless Kansas City residents find high-quality supplemental Medicare plans, and we can do the same for you at no additional cost. Call us today, or complete our online rate form to see rates in your area now.
