American Continental is a subsidiary of its much larger parent company, Aetna. The subsidiary specializes in supplemental health coverage for seniors and the unique needs of retired persons. ACI has been providing Medicare supplement insurance services to seniors since 1983. They have joined with Aetna in recent years in order to be able to provide more varied services to their customers at more affordable rates.

American Continental Affiliated Brand Names

  • American Continental Insurance Company
  • Aetna Senior Supplemental Insurance

Company Highlights

  • Over 30 years of Medicare supplement insurance experience
  • Joined Aetna in 2011
  • Headquarters are located in Nashville, TN
  • Employs more than 20,000 agents worldwide

American Continental Medicare Plans Offered

Depending on the relative size and financial strength of an insurance company, some offer more and a greater variety of plans than others. With American Continental, you can choose from the following:

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

Premium Comparison

It’s important to shop around in order to get the best deal on your prospective supplemental policy. In the chart below, you can see average rates for similar policies compared across the country. This should help you get a better idea of where they stand in the marketplace:This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

Knowing the financial strength of a company is something every consumer should research before they make a major purchase, such as Medicare supplement insurance. Corporate financial strength is a sure sign that they will be around for years to come, and be reliable in paying out claims. American Continental ratings are listed in the chart below:

A.M. Best Rating A
Standard & Poor’s Rating Not Available
Moody’s Rating Ratings Withdrawn

American Continental Review

The company was founded over 30 years ago back in 1983 under the name Continental Life Insurance in Brentwood, Tennessee. As the business grew and expanded, it officially established American Continental in 2005.

Thanks to their strong financial partnership with Aetna, the company has been steadily increasing its ability to provide seniors with the supplemental coverage they need since 2011.

How to Enroll in an American Continental Medicare Plan

Customers looking to get a rate quote, or learn more about plans have 2 options:

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.